Haven't heard news about " Bhim app " ? Government of India has launched a gift under which for the next 100 days, every day 15,000 people will win prizes through lucky draw. Today we also had a draw for the Digi Dhan Vyapar Yojana. This will happen once a week. This is to support the Cashless transaction in India. I am sure that there will be a day in India when most of the people would be carrying cards instead of cash with them #GoCashlessIndia :) 
“With BHIM, we are empowering the poor, small traders, tribes and others,” said Modi.There is a new feature being tested, and when it comes, You won’t need any app, any smartphone or internet. Your thumb print will be enough.
This is such a big revolution. There was time when illiterates used to be called angootha chhaap and this angootha (thumb) will become the basis of all transactions.
How to Download BHIM App?
1 . Visit here
2. Go through the app & enjoy its features :)
The app has got a bright future. You can use it on smartphones, on Rs. 1000-1200 feature phones, it is not necessary to have internet.
How does it work?
Register your bank account with BHIM, and set a UPI PIN for the bank account. Your mobile number is your payment address (PA), and you can simply start transacting. Yes! It is that simple.
Send / Receive Money: Send money to or receive money from friends, family and customers through a mobile number or payment address. Money can also be sent to non UPI supported banks using IFSC and MMID. You can also collect money by sending a request and reverse payments if required.
Check Balance: You can check your bank balance and transactions details on the go.
Custom Payment Address: You can create a custom payment address in addition to your phone number.
QR Code: You can scan a QR code for faster entry of payment addresses. Merchants can easily print their QR Code for display.
Transaction Limits:
Maximum of Rs. 10,000 per transaction and Rs. 20,000 within 24 hours.
Language supported:
Hindi and English. More languages coming soon!
Supported Banks:
Allahabad Bank, Andhra Bank, Axis Bank, Bank of Baroda, Bank of India, Bank of Maharashtra, Canara Bank, Catholic Syrian Bank, Central Bank of India, DCB Bank, Dena Bank, Federal Bank, HDFC Bank, ICICI Bank, IDBI Bank, IDFC Bank, Indian Bank, Indian Overseas Bank, IndusInd Bank, Karnataka Bank, Karur Vysya Bank, Kotak Mahindra Bank, Oriental Bank of Commerce, Punjab National Bank, RBL Bank, South Indian Bank, Standard Chartered Bank, State Bank of India, Syndicate Bank, Union Bank of India, United Bank of India, Vijaya Bank.